22 money saving tips for first years
University teaches students a lot more life-changing information than what is noted in the classroom. We have collected some money saving tips for first years during their time at university.
1. Study at a coffee shop/restaurant with free refills
To keep yourself hydrated with nice drinks during revision, and a chance to study in a different atmosphere
2. Conduct freelance work in your spare time
If you have skills then advertise them! Whether you are talented with computers, writing, proof-reading, tutoring, or creative with music or art, make some extra cash from it!
3. Buy multipacks to save money in the long run
Purchase bigger packs of items that you use often to save money long term
4. Attend free/cheap events at univerrsity
Look for film screenings, art galleries and mingling events at your university
5. Start counting your money in your account and in person every day
If you understand how much you have spent in a day, and in comparison to your budget, it may help you to spend less
6. If family offer to help out - take it
Don't allow pride to get in the way of you eating beans for three weeks straight
7. Cut down on expensive habits
Smoking and drinking a lot is not only expensive but bad for your health!
8. Reduce the amount of money you spend on others
If you can't afford to take your friend out for drinks on their birthday, then don't!
9. Look for competition opportunities around your area
From talent shows, open mic nights and charity events
10. Take advantage of free services before it's too late
If you the right age to obtain free dental, prescriptions and sexual protection then take it!
11. Call your mum often
If your parents are helping you out when you're studying, at least give them a call now and again to keep them sweet!
12. Go to the uni canteen to meet your friends
If you can't afford a meal out every week, then try the university canteen. It may not be Harrods, but it is still a place to go to eat and socialise and is usually dirt cheap!
13. Always check for coupons and vouchers
It will only upset you later,
14. Look at all the deals that come through the door
They can come in handy
15. Get the best out of free trials
REMEMBER to cancel the subscription before the first payment after the trial period is due!
16. Use the library resources instead of buying textbooks new, or even online
17. Car-share with your housemates to uni
Or even travel with them, walk in together or share taxis after a night out. Sharing is caring and will save you money
18. Clean up after yourself
If you keep on top of your mess, you won't have to throw away dishes or kitchenware because of their mould
19. Eat before drinking on a night out
Save money from not going to the kebab van
20. If your parents or a friend can pick you up - take it
Even if it is slight inconvenience to you during the holidays or reading weeks, it will save on you having to pay for your way home alone
21. Always over-budget/overestimate
If you fully count for all bills, payments, direct debits and costs, you will be left with money at the end of the month, instead of not being able to pay something
22. Cook with your housemates
Share the load so that you save on money spend on food. The dorm chipping in for the meal will reduce the amount you pay by a significant amount. Or you each cook on a different night of the week, and you only have to prepare and pay for one cheap meal a week!