Santander Student Account

Santander has always been one of the most popular banks in the world. One of the banks that has been there for students down the years and is one of the most popular banks for people looking for student accounts. Santander student accounts have long been one of the best things for people to look into and there’s no secret why, it’s there for all students no matter what students need and that’s why students are looking for Santander student accounts.

Santander has a lot of perks for students all around the world, the bank looks after you and has some very attractive rates for students too, which should have you looking for a Santander bank account. If you were to get yourself a Santander 123 account you would see a lot of perks, including:

  • A free 4-year Santander 16-25 Railcard which could save you 1/3 off rail travel in the UK.
  • An interest-free and fee-free Arranged Overdraft, up to £1,500 in years 1-3, then up to £2,000 if you stay on to year 5 (overdrafts are subject to status).
  • 3% AER / 2.96% (variable) on balance from £300 up to a maximum of £2,000
  • Access to 1|2|3 World offers, including preferential rates and special deals on other Santander products.
  • A Visa Debit card for making purchases and accessing your money at cash machines.

Santander 123 accounts are invaluable to students as you save so much money on various things. The savings on railcards can be invaluable to you, especially if there are no other good transport links in your area.

Santander was founded in January 2010 and has been supporting businesses, students and joe public for a long-time now and seeing the various things that they offer it’s difficult to argue with going for anything other than a Santander student account.

Bank Charges:

Santander does have high bank charges however, this can include £1,500 in the first three years of your account and then £2,000 from years four to five. The bank charges can be incurred if you miss any payments or if you enter into your overdraft. There are also a few catches to doing this as well, such as the fact that you must pay in at least £500 per term for the benefits and there is a £5 daily fee for unarranged overdraft as well.

If you’re looking to study at university, make sure that you check out all of the student bank accounts that we have on our site!